COUNTRY

Romania

GNI PER CAPITA

USD 14,858 – 2021 (World Bank)

INSTITUTION

VITAS

KEY INDICATOR

47% – loans to rural clients

Activity

Vegetable Grower

Microcredit

40,000 LEU
8,136 EUR

Project

Buy agricultural products

Testimony

Nicolae Vasile Dobre, 42 years old, married, 7 children. He is a vegetable grower and he lives and works in Lovrin, a commune with a very good agricultural potential, situated in Timiş county, very close to Sannicolau Mare town and at approximately 47 km from Timisoara city. Nicolae Vasile started farming on his own in 2010. He and his wife are in charge of the business, but they are also helped by other family members, brothers, sisters-in-law, cousins and day laborers. All members of the family make a sustained effort, agriculture being the only source of income. He exploits 20 ha of land, generally growing vegetables (watermelon, potatoes, cabbage, etc.) in the open field and in large quantities. The production obtained is mostly sold to famous supermarkets.

Nicolae has been a Vitas customer since 2018 and has had 6 loans (between 4,000 EUR and 8,000 EUR), requested for working capital, for the purchase of seeds, watermelon plants, foil, fertilizers, etc. The first 5 were closed without any delay and at the moment he has an active loan of 40,000 LEU (8,000 EUR).